What insurances do I have if I am working as an employee?
If you are working as an employee, you automatically have health, nursing care, pension, accident and unemployment insurance. Your employer is required by law to sign you up for these insurances and pay the contributions on your behalf. You have to contribute half of the costs. Your share will be deducted from your wages and transferred with them. The costs of statutory accident insurance are paid by the employer alone. An exception is made for so-called mini-jobs. You can find more information here.